I offer a professional and personal service. Working at both board level with companies or with an individual and family, I understand that each person's needs are not the same and that one size never fits all. Each client is unique and my professional services are designed to both reflect and tailor my advice to each person or a companies needs. I provide professional advice in the following main areas:

• To protect their assets for the balance of their lifetimes and who wish to mitigate the effects of Inheritance Tax (IHT) on future generations.
• To invest capital for growth
• To invest capital to generate tax efficient income
• To plan for retirement and at retirement
• To manage cash
• To invest from income to build up capital
• To help your dependants be secure in the event of death or sickness
• Domestic and access to Commercial Mortgages*

As my client I can provide at your request the following range of informative publications (please let me know to add you as a client to my distribution list via sam@dpwealth.com ) including:

• Market Update link
• Monthly Inheritance Tax Bulletin
• Quarterly Valuations
• The Investor Magazine

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

*Commercial mortgages are not regulated by the Financial Conduct Authority and all enquiries for these will be referred to a service that is separate and distinct to those offered by St. James's Place.